Do you also wish you had been taught more practical knowledge about your finances in school? How expensive an apartment like this can actually be? How installment purchases and credit cards work? Why overdraft interest is so expensive and why there are many retailers who offer you 0% financing to pay later? Which insurances do you actually need? When and how to do a tax return? And what are the best side jobs? Fabit teaches you everything you need to know here.

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  • Shopping makes you happy
    You probably know these situations. Your day was stressful or you have trouble with your partner? And now you feel like you have to treat yourself. In these moments, our good intentions to save more or spend money more wisely take a back seat. In the short term, the desire for comfort is stronger and afterwards we are annoyed that we spent too much again. 
  • What is creditworthiness and what data does Schufa have about me?
    Most of us have already heard of Schufa. A Schufa report is necessary, for example, to be able to rent a new apartment. Schufa is a credit bureau. Credit bureaus collect data about you and your payment history. When and where you open an account, when you request a loan, invoice or installment purchase and…

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  • When and how should I use rate payments?
    Who does not know it? The cell phone breaks down. You need a new one. Buying a cell phone in installments together with a contract is standard today and is the first option offered by telecommunications providers. If you want to pay for your cell phone right away, you have to specifically select this option. Installment payments sound tempting.
  • Get an overview using a budget book
    Many debt counselors, when asked what the first step out of debt is, answer with: Start and get an overview. Quite often, the first task for debtors seeking help is therefore to keep a budget book. With a budget book, you get a feel for where the money goes each month. Often you will be…

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  • When am I allowed to make extra money?
    You are not always allowed to earn extra income without it affecting your main income. The conditions under which you are allowed to have a supplementary income depend on the type of your main income, on your place of residence and sometimes on other factors. Here we give you a general overview of what you…

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