About us

The founders

Dr. Ralf-Michael Schmidt

Ralf is a trained banker and lawyer with a keen eye for detail. He founded and successfully sold the legal tech company Smartlaw.de.

Susanne Krehl

Susanne is a communications and financial technology expert. She is an enthusiastic scuba diver and is involved with FinTech Ladies and FinTech Stammtisch.

Robert Heim

Robert has been programming since he was 12 years old. The computer scientist has already founded several companies and is passionate about penspinning.

Our Mission

Fabit enables people to be mindful and effective with their finances. We take away mental load, we accompany and support, we nudge when necessary and we enable healthy financial behaviour on a long-term basis.